Trust, Collaboration, and Security
Treating customers
as individuals,
NOT JUST POLICY NUMBERS
Give Your Company A Leading, Financial Edge with Level-Funded Health Benefits
Gain the financial edge your small business is looking for by taking the government out of your health benefits.
Level-funded health benefits through USMGU and Breckpoint put you in control, and the process is simple and easy. Instead of paying a premium each month to an insurance company, we assist you in setting up a claims fund where you’re able to pay a set monthly rate while maintaining the coverage you want. The best part? Those funds are considered a company asset.
Even better – Your company can actually retain the profits you’ve previously thrown away to major insurance companies!
Why Choose
Level-Fund?
Escape the high cost of traditional health insurance, and keep YOUR money as a company asset.
Employee-Driven Savings
Find out how your employees can actually save you money down the road on your health benefits.
24/7 Customer Service
You’re never alone with USMGU. Our customer care team is here to guide you and answer any questions.
Unlock affordable,
level-funded health benefits for your small business. Control costs, keep surplus claims funds, and offer employees superior coverage.
Our Partners
Past and Present
We have a proven history of successful partnerships with leading insurance carriers and associations:









Funds Retained by Employers
Average Price Reduction
Satisfied Policyholders
Average Increase
Ready to get started?
Contact a USMGU Team Member today and see how we can help you find the right options for your business.